Loan Officer Originator
Company: First Mutual Bank
Location: Parkersburg
Posted on: October 17, 2024
Job Description:
Description:The Loan Officer is responsible for originating
mortgage loan, HELOC and consumer applications.Requirements:Duties
and Responsibilities:
- Originates loans by talking with customers and by contacting
realtors, builders, etc.; engages in sales efforts at the
customer's home or place of business and away from the bank's place
of business or any office maintained for loan production business
purposes.
- Responds to customer/contact inquiries regarding the
association's loan products and customer's applications.
- Keeps up-to-date on government regulations and the
association's policies and procedures regarding lending;
participates in compliance training and banking regulations for
industry.
- Knows, understands and complies with current fair lending laws
and bank policies and procedures; addresses same at all times.
- Makes an underwriting decision on each loan within their
lending authority; for those above that level or for exceptions to
lending policies the file referred to the VP Lending Operations
Officer and/or President CEO to make the decision as outlined in
policy and procedure.
- Manages service providers and vendors effectively; structures
relationships with service providers in a strategic manner, sets
expectations; develops performance metrics; measures vendor
performance, provides feedback and hold accountable.
- Other duties as required.Necessary competencies:
- Adaptability
- Communication skills
- Customer service
- Interpersonal skills
- Job knowledge
- Judgment
- Leadership
- Planning and organization
- Staff developmentTechnical Expertise
- Experience in mortgage lending is required.
- Experience with lending laws, regulations, and guidelines are
required.
- Experience in customer service is required.
- Experience in financial services or banking is preferred.
- Proficiency in MS Office [Outlook, Excel, Word] or similar
software is required. Encompass, Cleartouch, OnBase, various
government and investor software/web portals is preferred. CRM
software is preferred.Education and Experience
- Education: High School Diploma is required Bachelor's degree in
Marketing or Communications is preferred
- Certification: NMLS is required.
- Years of experience: 3 to 5 years as a Loan Officer
[Originator] is required.Physical Environment
- While performing the duties of this job, the employee is
regularly required to lift, walk, stand, sit, bend, reach with
hands and arms, climb, push/pull, use hands, and see, hear and
speak.
- The employee must occasionally lift and/or move up to 25
pounds.
- The noise level in the work environment is usually quiet to
moderate.
- This position is customarily and regularly performed outside of
an office setting and hours of work are not structured. To be
determined between the Loan Officer [Originator] and the VP Lending
Operations Officer
PI5c9b272e704b-37248-33902248
Keywords: First Mutual Bank, Huntington , Loan Officer Originator, Other , Parkersburg, West Virginia
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